Kevin O'Neil Insurance: The Name for Better Car Insurance in Pensacola, FL

Car Insurance: Mandatory Liability Coverage in Florida

Even the best drivers can be liable for things beyond their control. That’s why all Florida drivers must protect fellow motorists by having liability insurance.  As a driver, you might not be able to avoid hydroplaning on a slick road, but you can be the good guy and make sure you protect other drivers, by maintaining proper liability insurance.

Also, having the right insurance will help you avoid fines as the state of Florida has mandatory requirements for all registered motor vehicles to carry liability insurance.  

Auto Insurance
Auto Insurance Services 2

Kevin O'Neil Insurance: The Insurance Agency That Works for You

If you’re shopping around for car insurance and weighing all your choices, trying to make sense of all the possible coverages, Kevin O'Neil Insurance is ready to help make sense of all those possibilities.  As an independent insurance agency in Pensacola, FL, we partner with numerous car insurance carriers, and can do the shopping around for you!  We offer a variety of car insurance coverages for Florida drivers of all ages and risk levels. 

We'll work with you to find the coverages that best suit your individual circumstances and needs.  We'll remain ever mindful of your budget and strive to meet all your insurance needs in a timely, professional way. 

Standard & Non-Standard Car Insurance

Auto Insurance Coverage

At Kevin O'Neil Insurance Agency, we write standard and non-standard car insurance policies alike.  What is a standard car insurance policy?  Standard car insurance covers “preferred” and “super preferred” drivers.  This group includes: 

  • Older motorists
  • Motorists with driving records indicating maturity behind the wheel
  • Motorists with few or no tickets and/or car accidents

At Kevin O'Neil Insurance, we understand that accidents happen, and that’s why we offer coverage for higher-risk, non-standard drivers, too. This group includes:

  • New and/or younger drivers
  • Motorists whose driving record indicates insufficient
    experience or maturity
  • Motorists with several accidents and/or tickets

Your Car Insurance Agency for Multiple Coverage Types

In addition to standard and non-standard car insurance, at Kevin O'Neil Insurance, we also offer coverage for: 

  • Classic cars
  • RVs
  • Motorcycles
  • Boats & Watercraft

Kevin O'Neil Insurance: Making Comprehensive Coverage Comprehensible

You never know when a car accident will happen or when you’ll be involved in one. It’s critical to secure the right car insurance coverage for your car, truck, SUV, or van before an accident happens. The independent agents at Kevin O'Neil Insurance attend to every detail of every policy they write—the big ones, the little ones, and every detail in between. 

At Kevin O'Neil Insurance, we believe a properly-written car insurance policy should be understandable and easy to comprehend.  Our independent Florida insurance agents write each policy with that philosophy in mind. 

However, if you don’t understand something, ask us.  We’re here to answer all your questions and to provide all the information you need to make informed decisions about car insurance in Pensacola, FL. Our agents won’t finalize any policy until they are certain everything is crystal clear.  

Auto Insurance Coverage
Auto Insurance Coverage

For a Free Car Insurance Quote, Contact Kevin O'Neil Insurance

At Kevin O'Neil Insurance, we are passionate about proper car insurance coverage.  We believe that our professional responsibilities are not to a corporation, but for our clients.  We don’t work for the insurance industry. We work for you!  

Kevin O'Neil Insurance offers free, comparative quotes on personal car insurance from multiple insurance carriers, assuring you of the best possible rate.  Want to see how much we can save you on car insurance?  For a free online car insurance quote, fill out our online quote form on our contact page! or call Kevin O'Neil Insurance today at (850) 469-8082!

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Our Office
1117 N 9th Ave

Pensacola, FL 32501

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Reach Us On
(850) 469-8082

Available 24/7

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