Kevin O'Neil Insurance RV Insurance: Protecting Your Dream on Wheels
For many owners, a motorhome is like an American dream come true on wheels. If you own an RV, you know those dreams don’t come cheap. That’s why it’s critical to select appropriate RV insurance.
Legally speaking, you’re required to carry a minimum amount of coverage when you register your RV. However, there are many coverage options to help ensure you can obtain maximal protection to suit your price point.
Kevin O'Neil Insurance RV Insurance Goes Beyond Auto Coverage
For many RVers, their vehicle serves as the primary residence for long stretches of the year. Maybe you’re retired and use your RV to tour America’s highways, byways, parking lots, and RV parks. Maybe your RV is your family vacation engine. No matter how you use your RV, it’s important to choose a policy that incorporates its recreational value and doesn’t classify it as another automobile.
What Does RV Insurance Cover?
Whether you need coverage for a travel trailer, a fifth wheel, a camper, or a class A motor home, at Kevin O'Neil Insurance we’ll find you the RV insurance you need to protect your assets at the most affordable rates possible.
Motorhomes, Travel Trailers, & Campers
RV policies can provide coverage for motorhomes, travel trailers, truck or van campers, and even horse trailers.
RV Insurance & Common Perils
A standard RV insurance policy covers the most common risks RVers face: fire, storms, theft, and collision. Property coverage sometimes varies from one policy to the next; however, nearly every RV policy provides some level of coverage of the following coverage types:
RV Insurance Liability Coverage
Liability insurance pays reimbursement to anyone who suffers bodily injury and/or property damage arising from your RV use.
RV Insurance Bodily Injury Coverage
Bodily injury coverage reimburses the RV owner, their family, and anyone else who rides in the RV for bodily injury.
RV Insurance Accident Coverage
Accident coverage pays for any damage to an RV caused by an accident.
RV Insurance Theft, Fire & Vandalism Coverage
Theft, fire, and vandalism coverage pays losses arising from theft, fire, vandalism, and other, assorted mishaps. This coverage remains in force even when the RV is in storage.
RV Insurance Emergency Roadside Assistance
Emergency roadside assistance prevents you from being stranded if the RV suffers an unexpected breakdown out on the road.
